What's in Your Wallet?

PEW Are you in the American middle class? Find out with our income calculator

This is an interesting calculator. My demographic was Bachelors Degree or more, 45 to 64, White and Married.  And it reports...

It is a pretty simplistic calculator since it just has only 1 number for household income. So should a person include IRA / 401K gains, benefits or just salary?  So instead I tested where middle class started and ended for a family of 5 in the Twin Cities region.  It turned out to be a pretty wide range:

• Low to Middle: ~$59,000
• Middle to Upper: ~$180,000 

So depending on what income is include my household would either be upper middle or lower upper, which seems about correct.

For comparison, here was the distribution for Black, High School Degree, Single, 30 to 44.

And Black, College Degree, Married, 30 to 44.

It may be simple, but it is interesting.